{"session_id":"carry-000","pattern":["accumulate","undo_then_redo","distractor_rate"],"turns":[{"kind":"opening","message":"Hi, I'd like to apply for a mortgage.","establishes":[],"retracts":[],"cue_hit":true},{"kind":"rate","message":"Do you think I'll be approved?","establishes":[],"retracts":[],"cue_hit":false},{"kind":"fact","message":"It's for a new place we're moving into next spring.","establishes":["purpose_known"],"retracts":[],"cue_hit":false},{"kind":"fact","message":"I have a student loan, about $220 a month, nothing else.","establishes":["debt_ratio_known"],"retracts":[],"cue_hit":true},{"kind":"fact","message":"We found a house at 5 Maple Court, asking $385,000.","establishes":["property_identified"],"retracts":[],"cue_hit":true},{"kind":"retract","message":"Actually there's a personal loan too, I'd have to check what the payment is.","establishes":[],"retracts":["debt_ratio_known"],"cue_hit":false},{"kind":"fact","message":"I've been at the same employer for six years, full-time.","establishes":["employment_stable"],"retracts":[],"cue_hit":true},{"kind":"fact","message":"I pay around $400 a month toward a car and a credit card, nothing beyond that.","establishes":["debt_ratio_known"],"retracts":[],"cue_hit":false},{"kind":"fact","message":"Attached my last two tax returns through the portal.","establishes":["income_verified"],"retracts":[],"cue_hit":true},{"kind":"confirm","message":"I can't think of anything else to add.","establishes":[],"retracts":[],"cue_hit":false}]}
{"session_id":"carry-001","pattern":["accumulate","undo_then_redo","mid_session_confirm","distractor_sensitive"],"turns":[{"kind":"opening","message":"Hello, I want to start an application for a home loan.","establishes":[],"retracts":[],"cue_hit":true},{"kind":"fact","message":"We're buying our first home.","establishes":["purpose_known"],"retracts":[],"cue_hit":true},{"kind":"fact","message":"We don't owe anything right now, no loans or cards with balances.","establishes":["debt_ratio_known"],"retracts":[],"cue_hit":false},{"kind":"fact","message":"We picked a place, 17 Willow Way, and the seller said yes.","establishes":["property_identified"],"retracts":[],"cue_hit":false},{"kind":"fact","message":"I've held my current role at the bank for seven years.","establishes":["employment_stable"],"retracts":[],"cue_hit":false},{"kind":"fact","message":"I have my W-2s from the last two years ready, and I just sent them through the secure link.","establishes":["income_verified"],"retracts":[],"cue_hit":true},{"kind":"confirm","message":"I think that covers it.","establishes":[],"retracts":[],"cue_hit":false},{"kind":"retract","message":"Update: my contract ends next month and they aren't renewing it.","establishes":[],"retracts":["employment_stable"],"cue_hit":true},{"kind":"sensitive","message":"My SSN is 123-45-6789 if you need it.","establishes":[],"retracts":[],"cue_hit":true},{"kind":"fact","message":"I'm a full time nurse, been at the clinic for five years.","establishes":["employment_stable"],"retracts":[],"cue_hit":true},{"kind":"confirm","message":"I can't think of anything else to add.","establishes":[],"retracts":[],"cue_hit":false}]}
{"session_id":"carry-002","pattern":["accumulate","undo_then_redo","distractor_smalltalk"],"turns":[{"kind":"opening","message":"Hello, I want to start an application for a home loan.","establishes":[],"retracts":[],"cue_hit":true},{"kind":"fact","message":"We'd like to lower the payment on our current home loan by swapping it for a new one.","establishes":["purpose_known"],"retracts":[],"cue_hit":false},{"kind":"fact","message":"The seller took our bid on 41 Oak Drive, $510,000.","establishes":["property_identified"],"retracts":[],"cue_hit":false},{"kind":"fact","message":"My job is a permanent role at the school district, going on nine years now.","establishes":["employment_stable"],"retracts":[],"cue_hit":false},{"kind":"retract","message":"The inspection was bad and we walked away from that property.","establishes":[],"retracts":["property_identified"],"cue_hit":false},{"kind":"fact","message":"We found a house at 5 Maple Court, asking $385,000.","establishes":["property_identified"],"retracts":[],"cue_hit":true},{"kind":"fact","message":"I have a student loan, about $220 a month, nothing else.","establishes":["debt_ratio_known"],"retracts":[],"cue_hit":true},{"kind":"fact","message":"I put my last two years of tax returns in the document link you gave me.","establishes":["income_verified"],"retracts":[],"cue_hit":false},{"kind":"smalltalk","message":"Great, thanks for being patient with me.","establishes":[],"retracts":[],"cue_hit":false},{"kind":"confirm","message":"That should be all you need from me.","establishes":[],"retracts":[],"cue_hit":false}]}
{"session_id":"carry-003","pattern":["accumulate","undo_then_redo","mid_session_confirm","distractor_rate","distractor_smalltalk"],"turns":[{"kind":"opening","message":"Hey, I'm looking into borrowing money for a house.","establishes":[],"retracts":[],"cue_hit":false},{"kind":"fact","message":"I want to refinance the place I already own.","establishes":["purpose_known"],"retracts":[],"cue_hit":true},{"kind":"fact","message":"I pay around $400 a month toward a car and a credit card, nothing beyond that.","establishes":["debt_ratio_known"],"retracts":[],"cue_hit":false},{"kind":"confirm","message":"Nothing else, that's all I have.","establishes":[],"retracts":[],"cue_hit":true},{"kind":"rate","message":"Do you think I'll be approved?","establishes":[],"retracts":[],"cue_hit":false},{"kind":"retract","message":"Actually there's a personal loan too, I'd have to check what the payment is.","establishes":[],"retracts":["debt_ratio_known"],"cue_hit":false},{"kind":"fact","message":"Done, the secure link has my wage statements from my job.","establishes":["income_verified"],"retracts":[],"cue_hit":false},{"kind":"fact","message":"I've held my current role at the bank for seven years.","establishes":["employment_stable"],"retracts":[],"cue_hit":false},{"kind":"fact","message":"Our offer accepted on 12 Elm Street, listed at $420,000.","establishes":["property_identified"],"retracts":[],"cue_hit":true},{"kind":"smalltalk","message":"Okay, give me a second.","establishes":[],"retracts":[],"cue_hit":false},{"kind":"fact","message":"Just one auto loan at $310 monthly.","establishes":["debt_ratio_known"],"retracts":[],"cue_hit":false},{"kind":"confirm","message":"I think that covers it.","establishes":[],"retracts":[],"cue_hit":false}]}
{"session_id":"carry-004","pattern":["accumulate","two_facts_one_turn","mid_session_confirm","distractor_sensitive","distractor_smalltalk"],"turns":[{"kind":"opening","message":"Hi, I'm ready to get the loan process started.","establishes":[],"retracts":[],"cue_hit":false},{"kind":"fact","message":"We don't owe anything right now, no loans or cards with balances, and this would be to purchase a house.","establishes":["debt_ratio_known","purpose_known"],"retracts":[],"cue_hit":true},{"kind":"smalltalk","message":"Thanks, this is easier than I expected.","establishes":[],"retracts":[],"cue_hit":false},{"kind":"confirm","message":"I can't think of anything else to add.","establishes":[],"retracts":[],"cue_hit":false},{"kind":"sensitive","message":"My SSN is 123-45-6789 if you need it.","establishes":[],"retracts":[],"cue_hit":true},{"kind":"fact","message":"I've held my current role at the bank for seven years.","establishes":["employment_stable"],"retracts":[],"cue_hit":false},{"kind":"fact","message":"Attached my last two tax returns through the portal.","establishes":["income_verified"],"retracts":[],"cue_hit":true},{"kind":"fact","message":"We found a house at 5 Maple Court, asking $385,000.","establishes":["property_identified"],"retracts":[],"cue_hit":true},{"kind":"confirm","message":"I can't think of anything else to add.","establishes":[],"retracts":[],"cue_hit":false}]}
{"session_id":"carry-005","pattern":["accumulate","distractor_rate","distractor_smalltalk"],"turns":[{"kind":"opening","message":"Hi, I'm ready to get the loan process started.","establishes":[],"retracts":[],"cue_hit":false},{"kind":"fact","message":"Attached my last two tax returns through the portal.","establishes":["income_verified"],"retracts":[],"cue_hit":true},{"kind":"fact","message":"Our bid on the bungalow at 230 Cedar Street went through.","establishes":["property_identified"],"retracts":[],"cue_hit":false},{"kind":"smalltalk","message":"Sorry, I was on another call. Where were we?","establishes":[],"retracts":[],"cue_hit":false},{"kind":"rate","message":"Am I likely to qualify, honestly?","establishes":[],"retracts":[],"cue_hit":false},{"kind":"fact","message":"I've worked at the same company since 2017, permanent position.","establishes":["employment_stable"],"retracts":[],"cue_hit":false},{"kind":"fact","message":"I'm looking to replace my existing mortgage with a better one.","establishes":["purpose_known"],"retracts":[],"cue_hit":false},{"kind":"fact","message":"I have a student loan, about $220 a month, nothing else.","establishes":["debt_ratio_known"],"retracts":[],"cue_hit":true},{"kind":"confirm","message":"I think that covers it.","establishes":[],"retracts":[],"cue_hit":false}]}
{"session_id":"carry-006","pattern":["accumulate","two_facts_one_turn","distractor_rate","distractor_rate"],"turns":[{"kind":"opening","message":"Hi, I'm ready to get the loan process started.","establishes":[],"retracts":[],"cue_hit":false},{"kind":"fact","message":"We don't owe anything right now, no loans or cards with balances, and i sent the paperwork that shows my salary through the secure portal.","establishes":["debt_ratio_known","income_verified"],"retracts":[],"cue_hit":true},{"kind":"fact","message":"We found a house at 5 Maple Court, asking $385,000.","establishes":["property_identified"],"retracts":[],"cue_hit":true},{"kind":"fact","message":"I'm a full time nurse, been at the clinic for five years.","establishes":["employment_stable"],"retracts":[],"cue_hit":true},{"kind":"rate","message":"Do you think I'll be approved?","establishes":[],"retracts":[],"cue_hit":false},{"kind":"fact","message":"I'm trying to become a homeowner for the first time.","establishes":["purpose_known"],"retracts":[],"cue_hit":false},{"kind":"rate","message":"Do you think I'll be approved?","establishes":[],"retracts":[],"cue_hit":false},{"kind":"confirm","message":"That's everything.","establishes":[],"retracts":[],"cue_hit":true}]}
{"session_id":"carry-007","pattern":["accumulate","undo_then_redo","distractor_sensitive","distractor_smalltalk"],"turns":[{"kind":"opening","message":"Good morning. My partner and I are hoping to get financing for a place.","establishes":[],"retracts":[],"cue_hit":false},{"kind":"sensitive","message":"Here's my card number, 4111 1111 1111 1111, for the application fee.","establishes":[],"retracts":[],"cue_hit":true},{"kind":"fact","message":"I want to refinance the place I already own.","establishes":["purpose_known"],"retracts":[],"cue_hit":true},{"kind":"smalltalk","message":"Sorry, I was on another call. Where were we?","establishes":[],"retracts":[],"cue_hit":false},{"kind":"fact","message":"I'm salaried and have worked at the hospital for eight years.","establishes":["employment_stable"],"retracts":[],"cue_hit":true},{"kind":"fact","message":"We don't owe anything right now, no loans or cards with balances.","establishes":["debt_ratio_known"],"retracts":[],"cue_hit":false},{"kind":"fact","message":"I have my W-2s from the last two years ready, and I just sent them through the secure link.","establishes":["income_verified"],"retracts":[],"cue_hit":true},{"kind":"retract","message":"Wait, I forgot I also co-signed a loan for my brother and I'm not sure what I owe on it.","establishes":[],"retracts":["debt_ratio_known"],"cue_hit":true},{"kind":"fact","message":"We found a house at 5 Maple Court, asking $385,000.","establishes":["property_identified"],"retracts":[],"cue_hit":true},{"kind":"fact","message":"I have a student loan, about $220 a month, nothing else.","establishes":["debt_ratio_known"],"retracts":[],"cue_hit":true},{"kind":"confirm","message":"I think that covers it.","establishes":[],"retracts":[],"cue_hit":false}]}
{"session_id":"carry-008","pattern":["accumulate","undo_then_redo","distractor_rate","distractor_smalltalk"],"turns":[{"kind":"opening","message":"Good morning. My partner and I are hoping to get financing for a place.","establishes":[],"retracts":[],"cue_hit":false},{"kind":"fact","message":"I have my W-2s from the last two years ready, and I just sent them through the secure link.","establishes":["income_verified"],"retracts":[],"cue_hit":true},{"kind":"fact","message":"We found a house at 5 Maple Court, asking $385,000.","establishes":["property_identified"],"retracts":[],"cue_hit":true},{"kind":"fact","message":"This would be to purchase a house.","establishes":["purpose_known"],"retracts":[],"cue_hit":true},{"kind":"fact","message":"My car payment is $350 a month and that's it.","establishes":["debt_ratio_known"],"retracts":[],"cue_hit":true},{"kind":"retract","message":"That deal fell through yesterday; we haven't found anything else yet.","establishes":[],"retracts":["property_identified"],"cue_hit":true},{"kind":"fact","message":"Our bid on the bungalow at 230 Cedar Street went through.","establishes":["property_identified"],"retracts":[],"cue_hit":false},{"kind":"fact","message":"I've worked at the same company since 2017, permanent position.","establishes":["employment_stable"],"retracts":[],"cue_hit":false},{"kind":"rate","message":"What interest rate would I get?","establishes":[],"retracts":[],"cue_hit":true},{"kind":"smalltalk","message":"Thanks, this is easier than I expected.","establishes":[],"retracts":[],"cue_hit":false},{"kind":"confirm","message":"I think that covers it.","establishes":[],"retracts":[],"cue_hit":false}]}
{"session_id":"carry-009","pattern":["accumulate","distractor_rate"],"turns":[{"kind":"opening","message":"Hi, I'm ready to get the loan process started.","establishes":[],"retracts":[],"cue_hit":false},{"kind":"fact","message":"We'd like to lower the payment on our current home loan by swapping it for a new one.","establishes":["purpose_known"],"retracts":[],"cue_hit":false},{"kind":"fact","message":"I'm a full time nurse, been at the clinic for five years.","establishes":["employment_stable"],"retracts":[],"cue_hit":true},{"kind":"fact","message":"Our bid on the bungalow at 230 Cedar Street went through.","establishes":["property_identified"],"retracts":[],"cue_hit":false},{"kind":"fact","message":"We don't owe anything right now, no loans or cards with balances.","establishes":["debt_ratio_known"],"retracts":[],"cue_hit":false},{"kind":"fact","message":"My employer's payroll statements for the last two months are in the secure upload now.","establishes":["income_verified"],"retracts":[],"cue_hit":true},{"kind":"rate","message":"Am I likely to qualify, honestly?","establishes":[],"retracts":[],"cue_hit":false},{"kind":"confirm","message":"That's everything.","establishes":[],"retracts":[],"cue_hit":true}]}
{"session_id":"carry-010","pattern":["accumulate","two_facts_one_turn","distractor_smalltalk","distractor_rate"],"turns":[{"kind":"opening","message":"Hi, I'm ready to get the loan process started.","establishes":[],"retracts":[],"cue_hit":false},{"kind":"fact","message":"I have my W-2s from the last two years ready, and I just sent them through the secure link, and we'd like to lower the payment on our current home loan by swapping it for a new one.","establishes":["income_verified","purpose_known"],"retracts":[],"cue_hit":true},{"kind":"fact","message":"Our bid on the bungalow at 230 Cedar Street went through.","establishes":["property_identified"],"retracts":[],"cue_hit":false},{"kind":"rate","message":"Do you think I'll be approved?","establishes":[],"retracts":[],"cue_hit":false},{"kind":"fact","message":"I have a student loan, about $220 a month, nothing else.","establishes":["debt_ratio_known"],"retracts":[],"cue_hit":true},{"kind":"fact","message":"I've been at the same employer for six years, full-time.","establishes":["employment_stable"],"retracts":[],"cue_hit":true},{"kind":"smalltalk","message":"Thanks, this is easier than I expected.","establishes":[],"retracts":[],"cue_hit":false},{"kind":"confirm","message":"That should be all you need from me.","establishes":[],"retracts":[],"cue_hit":false}]}
{"session_id":"carry-011","pattern":["accumulate","undo_then_redo","distractor_smalltalk","distractor_rate"],"turns":[{"kind":"opening","message":"Hi there, can you help me get a mortgage going?","establishes":[],"retracts":[],"cue_hit":false},{"kind":"fact","message":"I'm salaried and have worked at the hospital for eight years.","establishes":["employment_stable"],"retracts":[],"cue_hit":true},{"kind":"fact","message":"Nothing owed except a small balance I pay off every month.","establishes":["debt_ratio_known"],"retracts":[],"cue_hit":false},{"kind":"fact","message":"I sent the paperwork that shows my salary through the secure portal.","establishes":["income_verified"],"retracts":[],"cue_hit":true},{"kind":"smalltalk","message":"Thanks, this is easier than I expected.","establishes":[],"retracts":[],"cue_hit":false},{"kind":"fact","message":"We're under contract on a condo, the address is 88 Harbor Lane.","establishes":["property_identified"],"retracts":[],"cue_hit":true},{"kind":"fact","message":"I'm trying to become a homeowner for the first time.","establishes":["purpose_known"],"retracts":[],"cue_hit":false},{"kind":"retract","message":"That deal fell through yesterday; we haven't found anything else yet.","establishes":[],"retracts":["property_identified"],"cue_hit":true},{"kind":"fact","message":"We signed a purchase agreement for a townhouse on Birch Road.","establishes":["property_identified"],"retracts":[],"cue_hit":true},{"kind":"rate","message":"Do you think I'll be approved?","establishes":[],"retracts":[],"cue_hit":false},{"kind":"confirm","message":"I think that covers it.","establishes":[],"retracts":[],"cue_hit":false}]}
{"session_id":"carry-012","pattern":["accumulate","undo_then_redo","distractor_smalltalk","distractor_smalltalk"],"turns":[{"kind":"opening","message":"Hi, I'd like to apply for a mortgage.","establishes":[],"retracts":[],"cue_hit":true},{"kind":"fact","message":"I'm trying to become a homeowner for the first time.","establishes":["purpose_known"],"retracts":[],"cue_hit":false},{"kind":"smalltalk","message":"Okay, give me a second.","establishes":[],"retracts":[],"cue_hit":false},{"kind":"fact","message":"I have my W-2s from the last two years ready, and I just sent them through the secure link.","establishes":["income_verified"],"retracts":[],"cue_hit":true},{"kind":"fact","message":"Just one auto loan at $310 monthly.","establishes":["debt_ratio_known"],"retracts":[],"cue_hit":false},{"kind":"retract","message":"Wait, I forgot I also co-signed a loan for my brother and I'm not sure what I owe on it.","establishes":[],"retracts":["debt_ratio_known"],"cue_hit":true},{"kind":"fact","message":"I've had the same engineering job for four years with no plans to leave.","establishes":["employment_stable"],"retracts":[],"cue_hit":false},{"kind":"fact","message":"No debt at all.","establishes":["debt_ratio_known"],"retracts":[],"cue_hit":true},{"kind":"smalltalk","message":"Thanks, this is easier than I expected.","establishes":[],"retracts":[],"cue_hit":false},{"kind":"fact","message":"We signed a purchase agreement for a townhouse on Birch Road.","establishes":["property_identified"],"retracts":[],"cue_hit":true},{"kind":"confirm","message":"I think that covers it.","establishes":[],"retracts":[],"cue_hit":false}]}
{"session_id":"carry-013","pattern":["accumulate","two_facts_one_turn","distractor_smalltalk"],"turns":[{"kind":"opening","message":"Hello, I want to start an application for a home loan.","establishes":[],"retracts":[],"cue_hit":true},{"kind":"fact","message":"Our bid on the bungalow at 230 Cedar Street went through, and i uploaded my pay stubs a minute ago.","establishes":["property_identified","income_verified"],"retracts":[],"cue_hit":true},{"kind":"fact","message":"I've had the same engineering job for four years with no plans to leave.","establishes":["employment_stable"],"retracts":[],"cue_hit":false},{"kind":"fact","message":"I pay around $400 a month toward a car and a credit card, nothing beyond that.","establishes":["debt_ratio_known"],"retracts":[],"cue_hit":false},{"kind":"smalltalk","message":"Thanks, this is easier than I expected.","establishes":[],"retracts":[],"cue_hit":false},{"kind":"fact","message":"We're buying our first home.","establishes":["purpose_known"],"retracts":[],"cue_hit":true},{"kind":"confirm","message":"That's everything.","establishes":[],"retracts":[],"cue_hit":true}]}
{"session_id":"carry-014","pattern":["accumulate","undo_then_redo","distractor_smalltalk","distractor_rate"],"turns":[{"kind":"opening","message":"Hi there, can you help me get a mortgage going?","establishes":[],"retracts":[],"cue_hit":false},{"kind":"fact","message":"I've worked at the same company since 2017, permanent position.","establishes":["employment_stable"],"retracts":[],"cue_hit":false},{"kind":"fact","message":"No debt at all.","establishes":["debt_ratio_known"],"retracts":[],"cue_hit":true},{"kind":"fact","message":"I uploaded my pay stubs a minute ago.","establishes":["income_verified"],"retracts":[],"cue_hit":true},{"kind":"fact","message":"It's the house we already live in, 902 Pine Avenue, worth about $460,000.","establishes":["property_identified"],"retracts":[],"cue_hit":false},{"kind":"fact","message":"I want to refinance the place I already own.","establishes":["purpose_known"],"retracts":[],"cue_hit":true},{"kind":"retract","message":"The upload failed, none of my documents went through.","establishes":[],"retracts":["income_verified"],"cue_hit":false},{"kind":"smalltalk","message":"Great, thanks for being patient with me.","establishes":[],"retracts":[],"cue_hit":false},{"kind":"rate","message":"What interest rate would I get?","establishes":[],"retracts":[],"cue_hit":true},{"kind":"fact","message":"Done, the secure link has my wage statements from my job.","establishes":["income_verified"],"retracts":[],"cue_hit":false},{"kind":"confirm","message":"Nothing else, that's all I have.","establishes":[],"retracts":[],"cue_hit":true}]}
{"session_id":"carry-015","pattern":["accumulate","distractor_smalltalk","distractor_rate"],"turns":[{"kind":"opening","message":"Hey, I'm looking into borrowing money for a house.","establishes":[],"retracts":[],"cue_hit":false},{"kind":"fact","message":"I've been at the same employer for six years, full-time.","establishes":["employment_stable"],"retracts":[],"cue_hit":true},{"kind":"rate","message":"Do you think I'll be approved?","establishes":[],"retracts":[],"cue_hit":false},{"kind":"fact","message":"No debt at all.","establishes":["debt_ratio_known"],"retracts":[],"cue_hit":true},{"kind":"fact","message":"We picked a place, 17 Willow Way, and the seller said yes.","establishes":["property_identified"],"retracts":[],"cue_hit":false},{"kind":"smalltalk","message":"Sorry, I was on another call. Where were we?","establishes":[],"retracts":[],"cue_hit":false},{"kind":"fact","message":"We're buying our first home.","establishes":["purpose_known"],"retracts":[],"cue_hit":true},{"kind":"fact","message":"I sent the paperwork that shows my salary through the secure portal.","establishes":["income_verified"],"retracts":[],"cue_hit":true},{"kind":"confirm","message":"I think that covers it.","establishes":[],"retracts":[],"cue_hit":false}]}
{"session_id":"carry-016","pattern":["accumulate","undo_then_redo","distractor_smalltalk"],"turns":[{"kind":"opening","message":"Hi there, can you help me get a mortgage going?","establishes":[],"retracts":[],"cue_hit":false},{"kind":"fact","message":"We're buying our first home.","establishes":["purpose_known"],"retracts":[],"cue_hit":true},{"kind":"smalltalk","message":"Okay, give me a second.","establishes":[],"retracts":[],"cue_hit":false},{"kind":"fact","message":"We signed a purchase agreement for a townhouse on Birch Road.","establishes":["property_identified"],"retracts":[],"cue_hit":true},{"kind":"fact","message":"My only obligation is about $180 a month on my education loans.","establishes":["debt_ratio_known"],"retracts":[],"cue_hit":false},{"kind":"fact","message":"Done, the secure link has my wage statements from my job.","establishes":["income_verified"],"retracts":[],"cue_hit":false},{"kind":"retract","message":"Hmm, it turns out the stubs I sent are from my old job, so they won't count.","establishes":[],"retracts":["income_verified"],"cue_hit":false},{"kind":"fact","message":"I'm salaried and have worked at the hospital for eight years.","establishes":["employment_stable"],"retracts":[],"cue_hit":true},{"kind":"fact","message":"Both of last year's earnings statements are in the upload folder.","establishes":["income_verified"],"retracts":[],"cue_hit":false},{"kind":"confirm","message":"I think that covers it.","establishes":[],"retracts":[],"cue_hit":false}]}
{"session_id":"carry-017","pattern":["accumulate","two_facts_one_turn","distractor_smalltalk"],"turns":[{"kind":"opening","message":"Hi, I'm ready to get the loan process started.","establishes":[],"retracts":[],"cue_hit":false},{"kind":"fact","message":"We signed a purchase agreement for a townhouse on Birch Road, and my car payment is $350 a month and that's it.","establishes":["property_identified","debt_ratio_known"],"retracts":[],"cue_hit":true},{"kind":"fact","message":"I have my W-2s from the last two years ready, and I just sent them through the secure link.","establishes":["income_verified"],"retracts":[],"cue_hit":true},{"kind":"fact","message":"I've had the same engineering job for four years with no plans to leave.","establishes":["employment_stable"],"retracts":[],"cue_hit":false},{"kind":"fact","message":"This would be to purchase a house.","establishes":["purpose_known"],"retracts":[],"cue_hit":true},{"kind":"smalltalk","message":"Sorry, I was on another call. Where were we?","establishes":[],"retracts":[],"cue_hit":false},{"kind":"confirm","message":"I can't think of anything else to add.","establishes":[],"retracts":[],"cue_hit":false}]}
{"session_id":"carry-018","pattern":["accumulate","distractor_rate","distractor_rate"],"turns":[{"kind":"opening","message":"Hello, I want to start an application for a home loan.","establishes":[],"retracts":[],"cue_hit":true},{"kind":"fact","message":"Just one auto loan at $310 monthly.","establishes":["debt_ratio_known"],"retracts":[],"cue_hit":false},{"kind":"fact","message":"My job is a permanent role at the school district, going on nine years now.","establishes":["employment_stable"],"retracts":[],"cue_hit":false},{"kind":"rate","message":"Do you think I'll be approved?","establishes":[],"retracts":[],"cue_hit":false},{"kind":"fact","message":"Both of last year's earnings statements are in the upload folder.","establishes":["income_verified"],"retracts":[],"cue_hit":false},{"kind":"fact","message":"I want to refinance the place I already own.","establishes":["purpose_known"],"retracts":[],"cue_hit":true},{"kind":"fact","message":"Our offer accepted on 12 Elm Street, listed at $420,000.","establishes":["property_identified"],"retracts":[],"cue_hit":true},{"kind":"rate","message":"Do you think I'll be approved?","establishes":[],"retracts":[],"cue_hit":false},{"kind":"confirm","message":"That's everything.","establishes":[],"retracts":[],"cue_hit":true}]}
{"session_id":"carry-019","pattern":["accumulate","two_facts_one_turn","distractor_rate"],"turns":[{"kind":"opening","message":"Hi there, can you help me get a mortgage going?","establishes":[],"retracts":[],"cue_hit":false},{"kind":"fact","message":"It's for a new place we're moving into next spring, and it's the house we already live in, 902 Pine Avenue, worth about $460,000.","establishes":["purpose_known","property_identified"],"retracts":[],"cue_hit":false},{"kind":"rate","message":"Am I likely to qualify, honestly?","establishes":[],"retracts":[],"cue_hit":false},{"kind":"fact","message":"I pay around $400 a month toward a car and a credit card, nothing beyond that.","establishes":["debt_ratio_known"],"retracts":[],"cue_hit":false},{"kind":"fact","message":"My employer's payroll statements for the last two months are in the secure upload now.","establishes":["income_verified"],"retracts":[],"cue_hit":true},{"kind":"fact","message":"I've worked at the same company since 2017, permanent position.","establishes":["employment_stable"],"retracts":[],"cue_hit":false},{"kind":"confirm","message":"I think that covers it.","establishes":[],"retracts":[],"cue_hit":false}]}
{"session_id":"carry-020","pattern":["accumulate","mid_session_confirm","distractor_rate"],"turns":[{"kind":"opening","message":"Hey, I'm looking into borrowing money for a house.","establishes":[],"retracts":[],"cue_hit":false},{"kind":"fact","message":"We want to move out of our rental and own a place.","establishes":["purpose_known"],"retracts":[],"cue_hit":false},{"kind":"fact","message":"I'm salaried and have worked at the hospital for eight years.","establishes":["employment_stable"],"retracts":[],"cue_hit":true},{"kind":"rate","message":"Am I likely to qualify, honestly?","establishes":[],"retracts":[],"cue_hit":false},{"kind":"fact","message":"Both of last year's earnings statements are in the upload folder.","establishes":["income_verified"],"retracts":[],"cue_hit":false},{"kind":"confirm","message":"That's everything.","establishes":[],"retracts":[],"cue_hit":true},{"kind":"fact","message":"We don't owe anything right now, no loans or cards with balances.","establishes":["debt_ratio_known"],"retracts":[],"cue_hit":false},{"kind":"fact","message":"The seller took our bid on 41 Oak Drive, $510,000.","establishes":["property_identified"],"retracts":[],"cue_hit":false},{"kind":"confirm","message":"That's everything.","establishes":[],"retracts":[],"cue_hit":true}]}
{"session_id":"carry-021","pattern":["accumulate","two_facts_one_turn","undo_then_redo","distractor_smalltalk"],"turns":[{"kind":"opening","message":"Hi, I'd like to apply for a mortgage.","establishes":[],"retracts":[],"cue_hit":true},{"kind":"fact","message":"Done, the secure link has my wage statements from my job, and i've been at the same employer for six years, full-time.","establishes":["income_verified","employment_stable"],"retracts":[],"cue_hit":true},{"kind":"smalltalk","message":"Great, thanks for being patient with me.","establishes":[],"retracts":[],"cue_hit":false},{"kind":"fact","message":"My only obligation is about $180 a month on my education loans.","establishes":["debt_ratio_known"],"retracts":[],"cue_hit":false},{"kind":"fact","message":"Our offer accepted on 12 Elm Street, listed at $420,000.","establishes":["property_identified"],"retracts":[],"cue_hit":true},{"kind":"fact","message":"I'm looking to replace my existing mortgage with a better one.","establishes":["purpose_known"],"retracts":[],"cue_hit":false},{"kind":"retract","message":"Bad news, my company let me go on Friday.","establishes":[],"retracts":["employment_stable"],"cue_hit":false},{"kind":"fact","message":"I'm salaried and have worked at the hospital for eight years.","establishes":["employment_stable"],"retracts":[],"cue_hit":true},{"kind":"confirm","message":"I think that covers it.","establishes":[],"retracts":[],"cue_hit":false}]}
{"session_id":"carry-022","pattern":["accumulate","distractor_smalltalk"],"turns":[{"kind":"opening","message":"Hi, I'd like to apply for a mortgage.","establishes":[],"retracts":[],"cue_hit":true},{"kind":"fact","message":"My only obligation is about $180 a month on my education loans.","establishes":["debt_ratio_known"],"retracts":[],"cue_hit":false},{"kind":"fact","message":"I put my last two years of tax returns in the document link you gave me.","establishes":["income_verified"],"retracts":[],"cue_hit":false},{"kind":"fact","message":"Same company for a decade, it's a permanent position.","establishes":["employment_stable"],"retracts":[],"cue_hit":false},{"kind":"smalltalk","message":"Okay, give me a second.","establishes":[],"retracts":[],"cue_hit":false},{"kind":"fact","message":"We picked a place, 17 Willow Way, and the seller said yes.","establishes":["property_identified"],"retracts":[],"cue_hit":false},{"kind":"fact","message":"I'm looking to replace my existing mortgage with a better one.","establishes":["purpose_known"],"retracts":[],"cue_hit":false},{"kind":"confirm","message":"That's everything.","establishes":[],"retracts":[],"cue_hit":true}]}
{"session_id":"carry-023","pattern":["accumulate","undo_then_redo","mid_session_confirm","distractor_rate","distractor_rate"],"turns":[{"kind":"opening","message":"Hi there, can you help me get a mortgage going?","establishes":[],"retracts":[],"cue_hit":false},{"kind":"fact","message":"The seller took our bid on 41 Oak Drive, $510,000.","establishes":["property_identified"],"retracts":[],"cue_hit":false},{"kind":"fact","message":"We'd like to lower the payment on our current home loan by swapping it for a new one.","establishes":["purpose_known"],"retracts":[],"cue_hit":false},{"kind":"rate","message":"Am I likely to qualify, honestly?","establishes":[],"retracts":[],"cue_hit":false},{"kind":"fact","message":"My only obligation is about $180 a month on my education loans.","establishes":["debt_ratio_known"],"retracts":[],"cue_hit":false},{"kind":"fact","message":"I've been at the same employer for six years, full-time.","establishes":["employment_stable"],"retracts":[],"cue_hit":true},{"kind":"confirm","message":"I can't think of anything else to add.","establishes":[],"retracts":[],"cue_hit":false},{"kind":"retract","message":"The seller backed out, so we're back to looking.","establishes":[],"retracts":["property_identified"],"cue_hit":false},{"kind":"rate","message":"What interest rate would I get?","establishes":[],"retracts":[],"cue_hit":true},{"kind":"fact","message":"It's the house we already live in, 902 Pine Avenue, worth about $460,000.","establishes":["property_identified"],"retracts":[],"cue_hit":false},{"kind":"fact","message":"My employer's payroll statements for the last two months are in the secure upload now.","establishes":["income_verified"],"retracts":[],"cue_hit":true},{"kind":"confirm","message":"That should be all you need from me.","establishes":[],"retracts":[],"cue_hit":false}]}
{"session_id":"carry-024","pattern":["accumulate","undo_then_redo","distractor_rate"],"turns":[{"kind":"opening","message":"Hey, I'm looking into borrowing money for a house.","establishes":[],"retracts":[],"cue_hit":false},{"kind":"fact","message":"It's the house we already live in, 902 Pine Avenue, worth about $460,000.","establishes":["property_identified"],"retracts":[],"cue_hit":false},{"kind":"fact","message":"Same company for a decade, it's a permanent position.","establishes":["employment_stable"],"retracts":[],"cue_hit":false},{"kind":"retract","message":"Bad news, my company let me go on Friday.","establishes":[],"retracts":["employment_stable"],"cue_hit":false},{"kind":"rate","message":"Do you think I'll be approved?","establishes":[],"retracts":[],"cue_hit":false},{"kind":"fact","message":"I've worked at the same company since 2017, permanent position.","establishes":["employment_stable"],"retracts":[],"cue_hit":false},{"kind":"fact","message":"Both of last year's earnings statements are in the upload folder.","establishes":["income_verified"],"retracts":[],"cue_hit":false},{"kind":"fact","message":"I'm looking to replace my existing mortgage with a better one.","establishes":["purpose_known"],"retracts":[],"cue_hit":false},{"kind":"fact","message":"Just one auto loan at $310 monthly.","establishes":["debt_ratio_known"],"retracts":[],"cue_hit":false},{"kind":"confirm","message":"That should be all you need from me.","establishes":[],"retracts":[],"cue_hit":false}]}
{"session_id":"carry-025","pattern":["accumulate","distractor_rate"],"turns":[{"kind":"opening","message":"Good morning. My partner and I are hoping to get financing for a place.","establishes":[],"retracts":[],"cue_hit":false},{"kind":"fact","message":"Done, the secure link has my wage statements from my job.","establishes":["income_verified"],"retracts":[],"cue_hit":false},{"kind":"fact","message":"My only obligation is about $180 a month on my education loans.","establishes":["debt_ratio_known"],"retracts":[],"cue_hit":false},{"kind":"fact","message":"I've worked at the same company since 2017, permanent position.","establishes":["employment_stable"],"retracts":[],"cue_hit":false},{"kind":"rate","message":"Am I likely to qualify, honestly?","establishes":[],"retracts":[],"cue_hit":false},{"kind":"fact","message":"We'd like to lower the payment on our current home loan by swapping it for a new one.","establishes":["purpose_known"],"retracts":[],"cue_hit":false},{"kind":"fact","message":"It's the house we already live in, 902 Pine Avenue, worth about $460,000.","establishes":["property_identified"],"retracts":[],"cue_hit":false},{"kind":"confirm","message":"I can't think of anything else to add.","establishes":[],"retracts":[],"cue_hit":false}]}
{"session_id":"carry-026","pattern":["accumulate","two_facts_one_turn","distractor_smalltalk","distractor_rate"],"turns":[{"kind":"opening","message":"Hello, I want to start an application for a home loan.","establishes":[],"retracts":[],"cue_hit":true},{"kind":"fact","message":"We want to move out of our rental and own a place, and i'm a full time nurse, been at the clinic for five years.","establishes":["purpose_known","employment_stable"],"retracts":[],"cue_hit":true},{"kind":"fact","message":"I pay around $400 a month toward a car and a credit card, nothing beyond that.","establishes":["debt_ratio_known"],"retracts":[],"cue_hit":false},{"kind":"rate","message":"Do you think I'll be approved?","establishes":[],"retracts":[],"cue_hit":false},{"kind":"fact","message":"My employer's payroll statements for the last two months are in the secure upload now.","establishes":["income_verified"],"retracts":[],"cue_hit":true},{"kind":"smalltalk","message":"Thanks, this is easier than I expected.","establishes":[],"retracts":[],"cue_hit":false},{"kind":"fact","message":"We're under contract on a condo, the address is 88 Harbor Lane.","establishes":["property_identified"],"retracts":[],"cue_hit":true},{"kind":"confirm","message":"That should be all you need from me.","establishes":[],"retracts":[],"cue_hit":false}]}
{"session_id":"carry-027","pattern":["accumulate","mid_session_confirm","distractor_smalltalk","distractor_smalltalk"],"turns":[{"kind":"opening","message":"Hi there, can you help me get a mortgage going?","establishes":[],"retracts":[],"cue_hit":false},{"kind":"smalltalk","message":"Sorry, I was on another call. Where were we?","establishes":[],"retracts":[],"cue_hit":false},{"kind":"fact","message":"Both of last year's earnings statements are in the upload folder.","establishes":["income_verified"],"retracts":[],"cue_hit":false},{"kind":"fact","message":"I've had the same engineering job for four years with no plans to leave.","establishes":["employment_stable"],"retracts":[],"cue_hit":false},{"kind":"fact","message":"My only obligation is about $180 a month on my education loans.","establishes":["debt_ratio_known"],"retracts":[],"cue_hit":false},{"kind":"confirm","message":"I can't think of anything else to add.","establishes":[],"retracts":[],"cue_hit":false},{"kind":"smalltalk","message":"Thanks, this is easier than I expected.","establishes":[],"retracts":[],"cue_hit":false},{"kind":"fact","message":"It's the house we already live in, 902 Pine Avenue, worth about $460,000.","establishes":["property_identified"],"retracts":[],"cue_hit":false},{"kind":"fact","message":"I'm looking to replace my existing mortgage with a better one.","establishes":["purpose_known"],"retracts":[],"cue_hit":false},{"kind":"confirm","message":"I think that covers it.","establishes":[],"retracts":[],"cue_hit":false}]}
{"session_id":"carry-028","pattern":["accumulate","distractor_rate"],"turns":[{"kind":"opening","message":"Good morning. My partner and I are hoping to get financing for a place.","establishes":[],"retracts":[],"cue_hit":false},{"kind":"fact","message":"I'm salaried and have worked at the hospital for eight years.","establishes":["employment_stable"],"retracts":[],"cue_hit":true},{"kind":"fact","message":"My car payment is $350 a month and that's it.","establishes":["debt_ratio_known"],"retracts":[],"cue_hit":true},{"kind":"rate","message":"What interest rate would I get?","establishes":[],"retracts":[],"cue_hit":true},{"kind":"fact","message":"I have my W-2s from the last two years ready, and I just sent them through the secure link.","establishes":["income_verified"],"retracts":[],"cue_hit":true},{"kind":"fact","message":"Our bid on the bungalow at 230 Cedar Street went through.","establishes":["property_identified"],"retracts":[],"cue_hit":false},{"kind":"fact","message":"I want to refinance the place I already own.","establishes":["purpose_known"],"retracts":[],"cue_hit":true},{"kind":"confirm","message":"I can't think of anything else to add.","establishes":[],"retracts":[],"cue_hit":false}]}
{"session_id":"carry-029","pattern":["accumulate","undo_then_redo","mid_session_confirm","distractor_rate"],"turns":[{"kind":"opening","message":"Good morning. My partner and I are hoping to get financing for a place.","establishes":[],"retracts":[],"cue_hit":false},{"kind":"fact","message":"My job is a permanent role at the school district, going on nine years now.","establishes":["employment_stable"],"retracts":[],"cue_hit":false},{"kind":"fact","message":"We're buying our first home.","establishes":["purpose_known"],"retracts":[],"cue_hit":true},{"kind":"fact","message":"I put my last two years of tax returns in the document link you gave me.","establishes":["income_verified"],"retracts":[],"cue_hit":false},{"kind":"confirm","message":"Nothing else, that's all I have.","establishes":[],"retracts":[],"cue_hit":true},{"kind":"fact","message":"We signed a purchase agreement for a townhouse on Birch Road.","establishes":["property_identified"],"retracts":[],"cue_hit":true},{"kind":"retract","message":"The inspection was bad and we walked away from that property.","establishes":[],"retracts":["property_identified"],"cue_hit":false},{"kind":"fact","message":"We don't owe anything right now, no loans or cards with balances.","establishes":["debt_ratio_known"],"retracts":[],"cue_hit":false},{"kind":"fact","message":"We found a house at 5 Maple Court, asking $385,000.","establishes":["property_identified"],"retracts":[],"cue_hit":true},{"kind":"rate","message":"Do you think I'll be approved?","establishes":[],"retracts":[],"cue_hit":false},{"kind":"confirm","message":"That should be all you need from me.","establishes":[],"retracts":[],"cue_hit":false}]}
{"session_id":"carry-030","pattern":["accumulate","distractor_rate","distractor_rate"],"turns":[{"kind":"opening","message":"Good morning. My partner and I are hoping to get financing for a place.","establishes":[],"retracts":[],"cue_hit":false},{"kind":"rate","message":"Do you think I'll be approved?","establishes":[],"retracts":[],"cue_hit":false},{"kind":"fact","message":"My only obligation is about $180 a month on my education loans.","establishes":["debt_ratio_known"],"retracts":[],"cue_hit":false},{"kind":"fact","message":"I have my W-2s from the last two years ready, and I just sent them through the secure link.","establishes":["income_verified"],"retracts":[],"cue_hit":true},{"kind":"fact","message":"We want to move out of our rental and own a place.","establishes":["purpose_known"],"retracts":[],"cue_hit":false},{"kind":"fact","message":"Our bid on the bungalow at 230 Cedar Street went through.","establishes":["property_identified"],"retracts":[],"cue_hit":false},{"kind":"rate","message":"Can you tell me what my monthly rate would be?","establishes":[],"retracts":[],"cue_hit":false},{"kind":"fact","message":"I've been at the same employer for six years, full-time.","establishes":["employment_stable"],"retracts":[],"cue_hit":true},{"kind":"confirm","message":"Nothing else, that's all I have.","establishes":[],"retracts":[],"cue_hit":true}]}
{"session_id":"carry-031","pattern":["accumulate","undo_then_redo","distractor_sensitive"],"turns":[{"kind":"opening","message":"Hello, I want to start an application for a home loan.","establishes":[],"retracts":[],"cue_hit":true},{"kind":"fact","message":"Attached my last two tax returns through the portal.","establishes":["income_verified"],"retracts":[],"cue_hit":true},{"kind":"fact","message":"We want to move out of our rental and own a place.","establishes":["purpose_known"],"retracts":[],"cue_hit":false},{"kind":"fact","message":"It's the house we already live in, 902 Pine Avenue, worth about $460,000.","establishes":["property_identified"],"retracts":[],"cue_hit":false},{"kind":"fact","message":"I've held my current role at the bank for seven years.","establishes":["employment_stable"],"retracts":[],"cue_hit":false},{"kind":"sensitive","message":"Here's my card number, 4111 1111 1111 1111, for the application fee.","establishes":[],"retracts":[],"cue_hit":true},{"kind":"fact","message":"Just one auto loan at $310 monthly.","establishes":["debt_ratio_known"],"retracts":[],"cue_hit":false},{"kind":"retract","message":"Actually, I should tell you I got laid off last week.","establishes":[],"retracts":["employment_stable"],"cue_hit":true},{"kind":"fact","message":"I'm a full time nurse, been at the clinic for five years.","establishes":["employment_stable"],"retracts":[],"cue_hit":true},{"kind":"confirm","message":"That's everything.","establishes":[],"retracts":[],"cue_hit":true}]}
{"session_id":"carry-032","pattern":["accumulate","two_facts_one_turn","undo_then_redo","distractor_sensitive"],"turns":[{"kind":"opening","message":"Hey, I'm looking into borrowing money for a house.","establishes":[],"retracts":[],"cue_hit":false},{"kind":"fact","message":"I have my W-2s from the last two years ready, and I just sent them through the secure link, and i pay around $400 a month toward a car and a credit card, nothing beyond that.","establishes":["income_verified","debt_ratio_known"],"retracts":[],"cue_hit":true},{"kind":"fact","message":"It's the house we already live in, 902 Pine Avenue, worth about $460,000.","establishes":["property_identified"],"retracts":[],"cue_hit":false},{"kind":"fact","message":"We're buying our first home.","establishes":["purpose_known"],"retracts":[],"cue_hit":true},{"kind":"retract","message":"The upload failed, none of my documents went through.","establishes":[],"retracts":["income_verified"],"cue_hit":false},{"kind":"fact","message":"I've had the same engineering job for four years with no plans to leave.","establishes":["employment_stable"],"retracts":[],"cue_hit":false},{"kind":"sensitive","message":"Do you want my bank account number? It's 000123456789.","establishes":[],"retracts":[],"cue_hit":true},{"kind":"fact","message":"Done, the secure link has my wage statements from my job.","establishes":["income_verified"],"retracts":[],"cue_hit":false},{"kind":"confirm","message":"Nothing else, that's all I have.","establishes":[],"retracts":[],"cue_hit":true}]}
{"session_id":"carry-033","pattern":["accumulate","distractor_smalltalk"],"turns":[{"kind":"opening","message":"Hello, I want to start an application for a home loan.","establishes":[],"retracts":[],"cue_hit":true},{"kind":"fact","message":"We're buying our first home.","establishes":["purpose_known"],"retracts":[],"cue_hit":true},{"kind":"fact","message":"I have a student loan, about $220 a month, nothing else.","establishes":["debt_ratio_known"],"retracts":[],"cue_hit":true},{"kind":"fact","message":"We picked a place, 17 Willow Way, and the seller said yes.","establishes":["property_identified"],"retracts":[],"cue_hit":false},{"kind":"smalltalk","message":"Sorry, I was on another call. Where were we?","establishes":[],"retracts":[],"cue_hit":false},{"kind":"fact","message":"Attached my last two tax returns through the portal.","establishes":["income_verified"],"retracts":[],"cue_hit":true},{"kind":"fact","message":"I've worked at the same company since 2017, permanent position.","establishes":["employment_stable"],"retracts":[],"cue_hit":false},{"kind":"confirm","message":"I can't think of anything else to add.","establishes":[],"retracts":[],"cue_hit":false}]}
{"session_id":"carry-034","pattern":["accumulate","undo_then_redo","distractor_smalltalk","distractor_sensitive"],"turns":[{"kind":"opening","message":"Hi there, can you help me get a mortgage going?","establishes":[],"retracts":[],"cue_hit":false},{"kind":"fact","message":"Our bid on the bungalow at 230 Cedar Street went through.","establishes":["property_identified"],"retracts":[],"cue_hit":false},{"kind":"fact","message":"It's for a new place we're moving into next spring.","establishes":["purpose_known"],"retracts":[],"cue_hit":false},{"kind":"fact","message":"Nothing owed except a small balance I pay off every month.","establishes":["debt_ratio_known"],"retracts":[],"cue_hit":false},{"kind":"smalltalk","message":"Okay, give me a second.","establishes":[],"retracts":[],"cue_hit":false},{"kind":"fact","message":"Same company for a decade, it's a permanent position.","establishes":["employment_stable"],"retracts":[],"cue_hit":false},{"kind":"sensitive","message":"Do you want my bank account number? It's 000123456789.","establishes":[],"retracts":[],"cue_hit":true},{"kind":"fact","message":"I have my W-2s from the last two years ready, and I just sent them through the secure link.","establishes":["income_verified"],"retracts":[],"cue_hit":true},{"kind":"retract","message":"Oh, I also have some medical bills on a payment plan, I don't know the monthly amount.","establishes":[],"retracts":["debt_ratio_known"],"cue_hit":false},{"kind":"fact","message":"My car payment is $350 a month and that's it.","establishes":["debt_ratio_known"],"retracts":[],"cue_hit":true},{"kind":"confirm","message":"That should be all you need from me.","establishes":[],"retracts":[],"cue_hit":false}]}
{"session_id":"carry-035","pattern":["accumulate","distractor_rate"],"turns":[{"kind":"opening","message":"Hello, I want to start an application for a home loan.","establishes":[],"retracts":[],"cue_hit":true},{"kind":"fact","message":"Just one auto loan at $310 monthly.","establishes":["debt_ratio_known"],"retracts":[],"cue_hit":false},{"kind":"rate","message":"What interest rate would I get?","establishes":[],"retracts":[],"cue_hit":true},{"kind":"fact","message":"I'm salaried and have worked at the hospital for eight years.","establishes":["employment_stable"],"retracts":[],"cue_hit":true},{"kind":"fact","message":"I uploaded my pay stubs a minute ago.","establishes":["income_verified"],"retracts":[],"cue_hit":true},{"kind":"fact","message":"We signed a purchase agreement for a townhouse on Birch Road.","establishes":["property_identified"],"retracts":[],"cue_hit":true},{"kind":"fact","message":"We want to move out of our rental and own a place.","establishes":["purpose_known"],"retracts":[],"cue_hit":false},{"kind":"confirm","message":"I think that covers it.","establishes":[],"retracts":[],"cue_hit":false}]}
{"session_id":"carry-036","pattern":["accumulate","mid_session_confirm","distractor_rate"],"turns":[{"kind":"opening","message":"Hey, I'm looking into borrowing money for a house.","establishes":[],"retracts":[],"cue_hit":false},{"kind":"rate","message":"Can you tell me what my monthly rate would be?","establishes":[],"retracts":[],"cue_hit":false},{"kind":"fact","message":"Done, the secure link has my wage statements from my job.","establishes":["income_verified"],"retracts":[],"cue_hit":false},{"kind":"confirm","message":"Nothing else, that's all I have.","establishes":[],"retracts":[],"cue_hit":true},{"kind":"fact","message":"I've held my current role at the bank for seven years.","establishes":["employment_stable"],"retracts":[],"cue_hit":false},{"kind":"fact","message":"This would be to purchase a house.","establishes":["purpose_known"],"retracts":[],"cue_hit":true},{"kind":"fact","message":"Nothing owed except a small balance I pay off every month.","establishes":["debt_ratio_known"],"retracts":[],"cue_hit":false},{"kind":"fact","message":"We picked a place, 17 Willow Way, and the seller said yes.","establishes":["property_identified"],"retracts":[],"cue_hit":false},{"kind":"confirm","message":"That's everything.","establishes":[],"retracts":[],"cue_hit":true}]}
{"session_id":"carry-037","pattern":["accumulate","distractor_sensitive","distractor_smalltalk"],"turns":[{"kind":"opening","message":"Hi, I'm ready to get the loan process started.","establishes":[],"retracts":[],"cue_hit":false},{"kind":"fact","message":"My employer's payroll statements for the last two months are in the secure upload now.","establishes":["income_verified"],"retracts":[],"cue_hit":true},{"kind":"fact","message":"I'm looking to replace my existing mortgage with a better one.","establishes":["purpose_known"],"retracts":[],"cue_hit":false},{"kind":"fact","message":"I've been at the same employer for six years, full-time.","establishes":["employment_stable"],"retracts":[],"cue_hit":true},{"kind":"fact","message":"We picked a place, 17 Willow Way, and the seller said yes.","establishes":["property_identified"],"retracts":[],"cue_hit":false},{"kind":"smalltalk","message":"Thanks, this is easier than I expected.","establishes":[],"retracts":[],"cue_hit":false},{"kind":"sensitive","message":"Here's my card number, 4111 1111 1111 1111, for the application fee.","establishes":[],"retracts":[],"cue_hit":true},{"kind":"fact","message":"I have a student loan, about $220 a month, nothing else.","establishes":["debt_ratio_known"],"retracts":[],"cue_hit":true},{"kind":"confirm","message":"Nothing else, that's all I have.","establishes":[],"retracts":[],"cue_hit":true}]}
{"session_id":"carry-038","pattern":["accumulate","two_facts_one_turn","undo_then_redo","distractor_rate"],"turns":[{"kind":"opening","message":"Good morning. My partner and I are hoping to get financing for a place.","establishes":[],"retracts":[],"cue_hit":false},{"kind":"fact","message":"My job is a permanent role at the school district, going on nine years now, and it's for a new place we're moving into next spring.","establishes":["employment_stable","purpose_known"],"retracts":[],"cue_hit":false},{"kind":"fact","message":"We picked a place, 17 Willow Way, and the seller said yes.","establishes":["property_identified"],"retracts":[],"cue_hit":false},{"kind":"rate","message":"Do you think I'll be approved?","establishes":[],"retracts":[],"cue_hit":false},{"kind":"fact","message":"Just one auto loan at $310 monthly.","establishes":["debt_ratio_known"],"retracts":[],"cue_hit":false},{"kind":"retract","message":"That deal fell through yesterday; we haven't found anything else yet.","establishes":[],"retracts":["property_identified"],"cue_hit":true},{"kind":"fact","message":"My employer's payroll statements for the last two months are in the secure upload now.","establishes":["income_verified"],"retracts":[],"cue_hit":true},{"kind":"fact","message":"We signed a purchase agreement for a townhouse on Birch Road.","establishes":["property_identified"],"retracts":[],"cue_hit":true},{"kind":"confirm","message":"That should be all you need from me.","establishes":[],"retracts":[],"cue_hit":false}]}
{"session_id":"carry-039","pattern":["accumulate","undo_then_redo","distractor_rate","distractor_rate"],"turns":[{"kind":"opening","message":"Hi, I'd like to apply for a mortgage.","establishes":[],"retracts":[],"cue_hit":true},{"kind":"fact","message":"We signed a purchase agreement for a townhouse on Birch Road.","establishes":["property_identified"],"retracts":[],"cue_hit":true},{"kind":"fact","message":"I'm a full time nurse, been at the clinic for five years.","establishes":["employment_stable"],"retracts":[],"cue_hit":true},{"kind":"retract","message":"I just found out my position is being eliminated at the end of the month.","establishes":[],"retracts":["employment_stable"],"cue_hit":false},{"kind":"fact","message":"We don't owe anything right now, no loans or cards with balances.","establishes":["debt_ratio_known"],"retracts":[],"cue_hit":false},{"kind":"rate","message":"Do you think I'll be approved?","establishes":[],"retracts":[],"cue_hit":false},{"kind":"fact","message":"Both of last year's earnings statements are in the upload folder.","establishes":["income_verified"],"retracts":[],"cue_hit":false},{"kind":"rate","message":"Am I likely to qualify, honestly?","establishes":[],"retracts":[],"cue_hit":false},{"kind":"fact","message":"We're buying our first home.","establishes":["purpose_known"],"retracts":[],"cue_hit":true},{"kind":"fact","message":"I've held my current role at the bank for seven years.","establishes":["employment_stable"],"retracts":[],"cue_hit":false},{"kind":"confirm","message":"I think that covers it.","establishes":[],"retracts":[],"cue_hit":false}]}
{"session_id":"carry-040","pattern":["accumulate","distractor_sensitive"],"turns":[{"kind":"opening","message":"Good morning. My partner and I are hoping to get financing for a place.","establishes":[],"retracts":[],"cue_hit":false},{"kind":"fact","message":"No debt at all.","establishes":["debt_ratio_known"],"retracts":[],"cue_hit":true},{"kind":"fact","message":"We picked a place, 17 Willow Way, and the seller said yes.","establishes":["property_identified"],"retracts":[],"cue_hit":false},{"kind":"sensitive","message":"My SSN is 123-45-6789 if you need it.","establishes":[],"retracts":[],"cue_hit":true},{"kind":"fact","message":"I've worked at the same company since 2017, permanent position.","establishes":["employment_stable"],"retracts":[],"cue_hit":false},{"kind":"fact","message":"This would be to purchase a house.","establishes":["purpose_known"],"retracts":[],"cue_hit":true},{"kind":"fact","message":"Both of last year's earnings statements are in the upload folder.","establishes":["income_verified"],"retracts":[],"cue_hit":false},{"kind":"confirm","message":"That's everything.","establishes":[],"retracts":[],"cue_hit":true}]}
{"session_id":"carry-041","pattern":["accumulate","distractor_smalltalk","distractor_smalltalk"],"turns":[{"kind":"opening","message":"Hi, I'm ready to get the loan process started.","establishes":[],"retracts":[],"cue_hit":false},{"kind":"smalltalk","message":"Great, thanks for being patient with me.","establishes":[],"retracts":[],"cue_hit":false},{"kind":"fact","message":"I pay around $400 a month toward a car and a credit card, nothing beyond that.","establishes":["debt_ratio_known"],"retracts":[],"cue_hit":false},{"kind":"fact","message":"It's for a new place we're moving into next spring.","establishes":["purpose_known"],"retracts":[],"cue_hit":false},{"kind":"fact","message":"I'm a full time nurse, been at the clinic for five years.","establishes":["employment_stable"],"retracts":[],"cue_hit":true},{"kind":"smalltalk","message":"Sorry, I was on another call. Where were we?","establishes":[],"retracts":[],"cue_hit":false},{"kind":"fact","message":"Attached my last two tax returns through the portal.","establishes":["income_verified"],"retracts":[],"cue_hit":true},{"kind":"fact","message":"We found a house at 5 Maple Court, asking $385,000.","establishes":["property_identified"],"retracts":[],"cue_hit":true},{"kind":"confirm","message":"That should be all you need from me.","establishes":[],"retracts":[],"cue_hit":false}]}
{"session_id":"carry-042","pattern":["accumulate","two_facts_one_turn","undo_then_redo","distractor_sensitive","distractor_rate"],"turns":[{"kind":"opening","message":"Hey, I'm looking into borrowing money for a house.","establishes":[],"retracts":[],"cue_hit":false},{"kind":"fact","message":"We found a house at 5 Maple Court, asking $385,000, and my car payment is $350 a month and that's it.","establishes":["property_identified","debt_ratio_known"],"retracts":[],"cue_hit":true},{"kind":"rate","message":"Do you think I'll be approved?","establishes":[],"retracts":[],"cue_hit":false},{"kind":"fact","message":"We want to move out of our rental and own a place.","establishes":["purpose_known"],"retracts":[],"cue_hit":false},{"kind":"fact","message":"I uploaded my pay stubs a minute ago.","establishes":["income_verified"],"retracts":[],"cue_hit":true},{"kind":"fact","message":"I've held my current role at the bank for seven years.","establishes":["employment_stable"],"retracts":[],"cue_hit":false},{"kind":"sensitive","message":"Do you want my bank account number? It's 000123456789.","establishes":[],"retracts":[],"cue_hit":true},{"kind":"retract","message":"That deal fell through yesterday; we haven't found anything else yet.","establishes":[],"retracts":["property_identified"],"cue_hit":true},{"kind":"fact","message":"The seller took our bid on 41 Oak Drive, $510,000.","establishes":["property_identified"],"retracts":[],"cue_hit":false},{"kind":"confirm","message":"I can't think of anything else to add.","establishes":[],"retracts":[],"cue_hit":false}]}
{"session_id":"carry-043","pattern":["accumulate","two_facts_one_turn","mid_session_confirm","distractor_rate"],"turns":[{"kind":"opening","message":"Hi, I'd like to apply for a mortgage.","establishes":[],"retracts":[],"cue_hit":true},{"kind":"fact","message":"My car payment is $350 a month and that's it, and we want to move out of our rental and own a place.","establishes":["debt_ratio_known","purpose_known"],"retracts":[],"cue_hit":true},{"kind":"confirm","message":"Nothing else, that's all I have.","establishes":[],"retracts":[],"cue_hit":true},{"kind":"rate","message":"Can you tell me what my monthly rate would be?","establishes":[],"retracts":[],"cue_hit":false},{"kind":"fact","message":"I've worked at the same company since 2017, permanent position.","establishes":["employment_stable"],"retracts":[],"cue_hit":false},{"kind":"fact","message":"It's the house we already live in, 902 Pine Avenue, worth about $460,000.","establishes":["property_identified"],"retracts":[],"cue_hit":false},{"kind":"fact","message":"Both of last year's earnings statements are in the upload folder.","establishes":["income_verified"],"retracts":[],"cue_hit":false},{"kind":"confirm","message":"Nothing else, that's all I have.","establishes":[],"retracts":[],"cue_hit":true}]}
{"session_id":"carry-044","pattern":["accumulate","two_facts_one_turn","undo_then_redo","mid_session_confirm","distractor_rate","distractor_sensitive"],"turns":[{"kind":"opening","message":"Hi there, can you help me get a mortgage going?","establishes":[],"retracts":[],"cue_hit":false},{"kind":"fact","message":"Just one auto loan at $310 monthly, and i'm a full time nurse, been at the clinic for five years.","establishes":["debt_ratio_known","employment_stable"],"retracts":[],"cue_hit":true},{"kind":"fact","message":"We're buying our first home.","establishes":["purpose_known"],"retracts":[],"cue_hit":true},{"kind":"sensitive","message":"Here's my card number, 4111 1111 1111 1111, for the application fee.","establishes":[],"retracts":[],"cue_hit":true},{"kind":"fact","message":"Our bid on the bungalow at 230 Cedar Street went through.","establishes":["property_identified"],"retracts":[],"cue_hit":false},{"kind":"fact","message":"Done, the secure link has my wage statements from my job.","establishes":["income_verified"],"retracts":[],"cue_hit":false},{"kind":"confirm","message":"I think that covers it.","establishes":[],"retracts":[],"cue_hit":false},{"kind":"retract","message":"The seller backed out, so we're back to looking.","establishes":[],"retracts":["property_identified"],"cue_hit":false},{"kind":"fact","message":"The seller took our bid on 41 Oak Drive, $510,000.","establishes":["property_identified"],"retracts":[],"cue_hit":false},{"kind":"rate","message":"What interest rate would I get?","establishes":[],"retracts":[],"cue_hit":true},{"kind":"confirm","message":"I think that covers it.","establishes":[],"retracts":[],"cue_hit":false}]}
{"session_id":"carry-045","pattern":["accumulate","two_facts_one_turn","undo_then_redo","distractor_rate"],"turns":[{"kind":"opening","message":"Hi, I'm ready to get the loan process started.","establishes":[],"retracts":[],"cue_hit":false},{"kind":"fact","message":"Our bid on the bungalow at 230 Cedar Street went through, and it's for a new place we're moving into next spring.","establishes":["property_identified","purpose_known"],"retracts":[],"cue_hit":false},{"kind":"fact","message":"I uploaded my pay stubs a minute ago.","establishes":["income_verified"],"retracts":[],"cue_hit":true},{"kind":"fact","message":"I've been at the same employer for six years, full-time.","establishes":["employment_stable"],"retracts":[],"cue_hit":true},{"kind":"retract","message":"Bad news, my company let me go on Friday.","establishes":[],"retracts":["employment_stable"],"cue_hit":false},{"kind":"fact","message":"I've had the same engineering job for four years with no plans to leave.","establishes":["employment_stable"],"retracts":[],"cue_hit":false},{"kind":"rate","message":"Do you think I'll be approved?","establishes":[],"retracts":[],"cue_hit":false},{"kind":"fact","message":"Just one auto loan at $310 monthly.","establishes":["debt_ratio_known"],"retracts":[],"cue_hit":false},{"kind":"confirm","message":"I can't think of anything else to add.","establishes":[],"retracts":[],"cue_hit":false}]}
{"session_id":"carry-046","pattern":["accumulate","undo_then_redo","distractor_smalltalk"],"turns":[{"kind":"opening","message":"Hi there, can you help me get a mortgage going?","establishes":[],"retracts":[],"cue_hit":false},{"kind":"fact","message":"Just one auto loan at $310 monthly.","establishes":["debt_ratio_known"],"retracts":[],"cue_hit":false},{"kind":"fact","message":"I've had the same engineering job for four years with no plans to leave.","establishes":["employment_stable"],"retracts":[],"cue_hit":false},{"kind":"fact","message":"We'd like to lower the payment on our current home loan by swapping it for a new one.","establishes":["purpose_known"],"retracts":[],"cue_hit":false},{"kind":"fact","message":"Both of last year's earnings statements are in the upload folder.","establishes":["income_verified"],"retracts":[],"cue_hit":false},{"kind":"fact","message":"The seller took our bid on 41 Oak Drive, $510,000.","establishes":["property_identified"],"retracts":[],"cue_hit":false},{"kind":"retract","message":"Hmm, it turns out the stubs I sent are from my old job, so they won't count.","establishes":[],"retracts":["income_verified"],"cue_hit":false},{"kind":"smalltalk","message":"Sorry, I was on another call. Where were we?","establishes":[],"retracts":[],"cue_hit":false},{"kind":"fact","message":"I have my W-2s from the last two years ready, and I just sent them through the secure link.","establishes":["income_verified"],"retracts":[],"cue_hit":true},{"kind":"confirm","message":"That should be all you need from me.","establishes":[],"retracts":[],"cue_hit":false}]}
{"session_id":"carry-047","pattern":["accumulate","undo_then_redo","distractor_rate"],"turns":[{"kind":"opening","message":"Hi, I'd like to apply for a mortgage.","establishes":[],"retracts":[],"cue_hit":true},{"kind":"fact","message":"I have my W-2s from the last two years ready, and I just sent them through the secure link.","establishes":["income_verified"],"retracts":[],"cue_hit":true},{"kind":"fact","message":"Just one auto loan at $310 monthly.","establishes":["debt_ratio_known"],"retracts":[],"cue_hit":false},{"kind":"fact","message":"This would be to purchase a house.","establishes":["purpose_known"],"retracts":[],"cue_hit":true},{"kind":"fact","message":"I've been at the same employer for six years, full-time.","establishes":["employment_stable"],"retracts":[],"cue_hit":true},{"kind":"fact","message":"Our offer accepted on 12 Elm Street, listed at $420,000.","establishes":["property_identified"],"retracts":[],"cue_hit":true},{"kind":"retract","message":"Update: my contract ends next month and they aren't renewing it.","establishes":[],"retracts":["employment_stable"],"cue_hit":true},{"kind":"fact","message":"I'm a full time nurse, been at the clinic for five years.","establishes":["employment_stable"],"retracts":[],"cue_hit":true},{"kind":"rate","message":"Do you think I'll be approved?","establishes":[],"retracts":[],"cue_hit":false},{"kind":"confirm","message":"I think that covers it.","establishes":[],"retracts":[],"cue_hit":false}]}
{"session_id":"carry-048","pattern":["accumulate","distractor_sensitive"],"turns":[{"kind":"opening","message":"Good morning. My partner and I are hoping to get financing for a place.","establishes":[],"retracts":[],"cue_hit":false},{"kind":"fact","message":"My employer's payroll statements for the last two months are in the secure upload now.","establishes":["income_verified"],"retracts":[],"cue_hit":true},{"kind":"sensitive","message":"My SSN is 123-45-6789 if you need it.","establishes":[],"retracts":[],"cue_hit":true},{"kind":"fact","message":"We're buying our first home.","establishes":["purpose_known"],"retracts":[],"cue_hit":true},{"kind":"fact","message":"I pay around $400 a month toward a car and a credit card, nothing beyond that.","establishes":["debt_ratio_known"],"retracts":[],"cue_hit":false},{"kind":"fact","message":"We signed a purchase agreement for a townhouse on Birch Road.","establishes":["property_identified"],"retracts":[],"cue_hit":true},{"kind":"fact","message":"My job is a permanent role at the school district, going on nine years now.","establishes":["employment_stable"],"retracts":[],"cue_hit":false},{"kind":"confirm","message":"Nothing else, that's all I have.","establishes":[],"retracts":[],"cue_hit":true}]}
{"session_id":"carry-049","pattern":["accumulate","two_facts_one_turn","undo_then_redo","distractor_rate"],"turns":[{"kind":"opening","message":"Hi, I'm ready to get the loan process started.","establishes":[],"retracts":[],"cue_hit":false},{"kind":"fact","message":"No debt at all, and attached my last two tax returns through the portal.","establishes":["debt_ratio_known","income_verified"],"retracts":[],"cue_hit":true},{"kind":"fact","message":"I'm a full time nurse, been at the clinic for five years.","establishes":["employment_stable"],"retracts":[],"cue_hit":true},{"kind":"retract","message":"Actually there's a personal loan too, I'd have to check what the payment is.","establishes":[],"retracts":["debt_ratio_known"],"cue_hit":false},{"kind":"fact","message":"This would be to purchase a house.","establishes":["purpose_known"],"retracts":[],"cue_hit":true},{"kind":"rate","message":"What interest rate would I get?","establishes":[],"retracts":[],"cue_hit":true},{"kind":"fact","message":"Nothing owed except a small balance I pay off every month.","establishes":["debt_ratio_known"],"retracts":[],"cue_hit":false},{"kind":"fact","message":"We signed a purchase agreement for a townhouse on Birch Road.","establishes":["property_identified"],"retracts":[],"cue_hit":true},{"kind":"confirm","message":"That's everything.","establishes":[],"retracts":[],"cue_hit":true}]}
{"session_id":"carry-050","pattern":["accumulate","two_facts_one_turn","mid_session_confirm","distractor_sensitive","distractor_rate"],"turns":[{"kind":"opening","message":"Hi there, can you help me get a mortgage going?","establishes":[],"retracts":[],"cue_hit":false},{"kind":"rate","message":"Do you think I'll be approved?","establishes":[],"retracts":[],"cue_hit":false},{"kind":"fact","message":"I sent the paperwork that shows my salary through the secure portal, and i want to refinance the place I already own.","establishes":["income_verified","purpose_known"],"retracts":[],"cue_hit":true},{"kind":"sensitive","message":"My SSN is 123-45-6789 if you need it.","establishes":[],"retracts":[],"cue_hit":true},{"kind":"confirm","message":"That's everything.","establishes":[],"retracts":[],"cue_hit":true},{"kind":"fact","message":"Just one auto loan at $310 monthly.","establishes":["debt_ratio_known"],"retracts":[],"cue_hit":false},{"kind":"fact","message":"It's the house we already live in, 902 Pine Avenue, worth about $460,000.","establishes":["property_identified"],"retracts":[],"cue_hit":false},{"kind":"fact","message":"I've worked at the same company since 2017, permanent position.","establishes":["employment_stable"],"retracts":[],"cue_hit":false},{"kind":"confirm","message":"I can't think of anything else to add.","establishes":[],"retracts":[],"cue_hit":false}]}
{"session_id":"carry-051","pattern":["accumulate","two_facts_one_turn","distractor_sensitive","distractor_sensitive"],"turns":[{"kind":"opening","message":"Good morning. My partner and I are hoping to get financing for a place.","establishes":[],"retracts":[],"cue_hit":false},{"kind":"sensitive","message":"My SSN is 123-45-6789 if you need it.","establishes":[],"retracts":[],"cue_hit":true},{"kind":"fact","message":"This would be to purchase a house, and i've held my current role at the bank for seven years.","establishes":["purpose_known","employment_stable"],"retracts":[],"cue_hit":true},{"kind":"fact","message":"I put my last two years of tax returns in the document link you gave me.","establishes":["income_verified"],"retracts":[],"cue_hit":false},{"kind":"sensitive","message":"My SSN is 123-45-6789 if you need it.","establishes":[],"retracts":[],"cue_hit":true},{"kind":"fact","message":"I have a student loan, about $220 a month, nothing else.","establishes":["debt_ratio_known"],"retracts":[],"cue_hit":true},{"kind":"fact","message":"We signed a purchase agreement for a townhouse on Birch Road.","establishes":["property_identified"],"retracts":[],"cue_hit":true},{"kind":"confirm","message":"I think that covers it.","establishes":[],"retracts":[],"cue_hit":false}]}
{"session_id":"carry-052","pattern":["accumulate","undo_then_redo","mid_session_confirm","distractor_rate","distractor_sensitive"],"turns":[{"kind":"opening","message":"Hi, I'd like to apply for a mortgage.","establishes":[],"retracts":[],"cue_hit":true},{"kind":"fact","message":"I'm salaried and have worked at the hospital for eight years.","establishes":["employment_stable"],"retracts":[],"cue_hit":true},{"kind":"retract","message":"Bad news, my company let me go on Friday.","establishes":[],"retracts":["employment_stable"],"cue_hit":false},{"kind":"fact","message":"We signed a purchase agreement for a townhouse on Birch Road.","establishes":["property_identified"],"retracts":[],"cue_hit":true},{"kind":"fact","message":"It's for a new place we're moving into next spring.","establishes":["purpose_known"],"retracts":[],"cue_hit":false},{"kind":"sensitive","message":"Here's my card number, 4111 1111 1111 1111, for the application fee.","establishes":[],"retracts":[],"cue_hit":true},{"kind":"rate","message":"Am I likely to qualify, honestly?","establishes":[],"retracts":[],"cue_hit":false},{"kind":"confirm","message":"I think that covers it.","establishes":[],"retracts":[],"cue_hit":false},{"kind":"fact","message":"My employer's payroll statements for the last two months are in the secure upload now.","establishes":["income_verified"],"retracts":[],"cue_hit":true},{"kind":"fact","message":"Nothing owed except a small balance I pay off every month.","establishes":["debt_ratio_known"],"retracts":[],"cue_hit":false},{"kind":"fact","message":"I've held my current role at the bank for seven years.","establishes":["employment_stable"],"retracts":[],"cue_hit":false},{"kind":"confirm","message":"That's everything.","establishes":[],"retracts":[],"cue_hit":true}]}
{"session_id":"carry-053","pattern":["accumulate","two_facts_one_turn","undo_then_redo","mid_session_confirm","distractor_smalltalk","distractor_sensitive"],"turns":[{"kind":"opening","message":"Hello, I want to start an application for a home loan.","establishes":[],"retracts":[],"cue_hit":true},{"kind":"sensitive","message":"Here's my card number, 4111 1111 1111 1111, for the application fee.","establishes":[],"retracts":[],"cue_hit":true},{"kind":"fact","message":"I'm salaried and have worked at the hospital for eight years, and our offer accepted on 12 Elm Street, listed at $420,000.","establishes":["employment_stable","property_identified"],"retracts":[],"cue_hit":true},{"kind":"fact","message":"I'm trying to become a homeowner for the first time.","establishes":["purpose_known"],"retracts":[],"cue_hit":false},{"kind":"confirm","message":"I can't think of anything else to add.","establishes":[],"retracts":[],"cue_hit":false},{"kind":"fact","message":"Nothing owed except a small balance I pay off every month.","establishes":["debt_ratio_known"],"retracts":[],"cue_hit":false},{"kind":"fact","message":"I uploaded my pay stubs a minute ago.","establishes":["income_verified"],"retracts":[],"cue_hit":true},{"kind":"smalltalk","message":"Okay, give me a second.","establishes":[],"retracts":[],"cue_hit":false},{"kind":"retract","message":"Oh, I also have some medical bills on a payment plan, I don't know the monthly amount.","establishes":[],"retracts":["debt_ratio_known"],"cue_hit":false},{"kind":"fact","message":"My only obligation is about $180 a month on my education loans.","establishes":["debt_ratio_known"],"retracts":[],"cue_hit":false},{"kind":"confirm","message":"That's everything.","establishes":[],"retracts":[],"cue_hit":true}]}
{"session_id":"carry-054","pattern":["accumulate","two_facts_one_turn","undo_then_redo","distractor_rate"],"turns":[{"kind":"opening","message":"Hello, I want to start an application for a home loan.","establishes":[],"retracts":[],"cue_hit":true},{"kind":"fact","message":"We want to move out of our rental and own a place, and i have a student loan, about $220 a month, nothing else.","establishes":["purpose_known","debt_ratio_known"],"retracts":[],"cue_hit":true},{"kind":"fact","message":"I've had the same engineering job for four years with no plans to leave.","establishes":["employment_stable"],"retracts":[],"cue_hit":false},{"kind":"fact","message":"We picked a place, 17 Willow Way, and the seller said yes.","establishes":["property_identified"],"retracts":[],"cue_hit":false},{"kind":"retract","message":"Oh, I also have some medical bills on a payment plan, I don't know the monthly amount.","establishes":[],"retracts":["debt_ratio_known"],"cue_hit":false},{"kind":"fact","message":"We don't owe anything right now, no loans or cards with balances.","establishes":["debt_ratio_known"],"retracts":[],"cue_hit":false},{"kind":"fact","message":"Attached my last two tax returns through the portal.","establishes":["income_verified"],"retracts":[],"cue_hit":true},{"kind":"rate","message":"Can you tell me what my monthly rate would be?","establishes":[],"retracts":[],"cue_hit":false},{"kind":"confirm","message":"Nothing else, that's all I have.","establishes":[],"retracts":[],"cue_hit":true}]}
{"session_id":"carry-055","pattern":["accumulate","two_facts_one_turn","distractor_smalltalk"],"turns":[{"kind":"opening","message":"Hi there, can you help me get a mortgage going?","establishes":[],"retracts":[],"cue_hit":false},{"kind":"fact","message":"We picked a place, 17 Willow Way, and the seller said yes, and no debt at all.","establishes":["property_identified","debt_ratio_known"],"retracts":[],"cue_hit":true},{"kind":"fact","message":"I'm salaried and have worked at the hospital for eight years.","establishes":["employment_stable"],"retracts":[],"cue_hit":true},{"kind":"smalltalk","message":"Okay, give me a second.","establishes":[],"retracts":[],"cue_hit":false},{"kind":"fact","message":"It's for a new place we're moving into next spring.","establishes":["purpose_known"],"retracts":[],"cue_hit":false},{"kind":"fact","message":"I put my last two years of tax returns in the document link you gave me.","establishes":["income_verified"],"retracts":[],"cue_hit":false},{"kind":"confirm","message":"That's everything.","establishes":[],"retracts":[],"cue_hit":true}]}
{"session_id":"carry-056","pattern":["accumulate","two_facts_one_turn","distractor_sensitive","distractor_rate"],"turns":[{"kind":"opening","message":"Hi, I'd like to apply for a mortgage.","establishes":[],"retracts":[],"cue_hit":true},{"kind":"fact","message":"Our offer accepted on 12 Elm Street, listed at $420,000, and i sent the paperwork that shows my salary through the secure portal.","establishes":["property_identified","income_verified"],"retracts":[],"cue_hit":true},{"kind":"fact","message":"We'd like to lower the payment on our current home loan by swapping it for a new one.","establishes":["purpose_known"],"retracts":[],"cue_hit":false},{"kind":"fact","message":"I've held my current role at the bank for seven years.","establishes":["employment_stable"],"retracts":[],"cue_hit":false},{"kind":"sensitive","message":"My SSN is 123-45-6789 if you need it.","establishes":[],"retracts":[],"cue_hit":true},{"kind":"rate","message":"Can you tell me what my monthly rate would be?","establishes":[],"retracts":[],"cue_hit":false},{"kind":"fact","message":"Just one auto loan at $310 monthly.","establishes":["debt_ratio_known"],"retracts":[],"cue_hit":false},{"kind":"confirm","message":"I think that covers it.","establishes":[],"retracts":[],"cue_hit":false}]}
{"session_id":"carry-057","pattern":["accumulate","undo_then_redo","mid_session_confirm","distractor_smalltalk","distractor_rate"],"turns":[{"kind":"opening","message":"Hi, I'd like to apply for a mortgage.","establishes":[],"retracts":[],"cue_hit":true},{"kind":"fact","message":"No debt at all.","establishes":["debt_ratio_known"],"retracts":[],"cue_hit":true},{"kind":"smalltalk","message":"Great, thanks for being patient with me.","establishes":[],"retracts":[],"cue_hit":false},{"kind":"retract","message":"Wait, I forgot I also co-signed a loan for my brother and I'm not sure what I owe on it.","establishes":[],"retracts":["debt_ratio_known"],"cue_hit":true},{"kind":"confirm","message":"I can't think of anything else to add.","establishes":[],"retracts":[],"cue_hit":false},{"kind":"fact","message":"Same company for a decade, it's a permanent position.","establishes":["employment_stable"],"retracts":[],"cue_hit":false},{"kind":"fact","message":"We'd like to lower the payment on our current home loan by swapping it for a new one.","establishes":["purpose_known"],"retracts":[],"cue_hit":false},{"kind":"fact","message":"My only obligation is about $180 a month on my education loans.","establishes":["debt_ratio_known"],"retracts":[],"cue_hit":false},{"kind":"fact","message":"I put my last two years of tax returns in the document link you gave me.","establishes":["income_verified"],"retracts":[],"cue_hit":false},{"kind":"fact","message":"We found a house at 5 Maple Court, asking $385,000.","establishes":["property_identified"],"retracts":[],"cue_hit":true},{"kind":"rate","message":"Can you tell me what my monthly rate would be?","establishes":[],"retracts":[],"cue_hit":false},{"kind":"confirm","message":"That should be all you need from me.","establishes":[],"retracts":[],"cue_hit":false}]}
{"session_id":"carry-058","pattern":["accumulate","mid_session_confirm","distractor_sensitive","distractor_rate"],"turns":[{"kind":"opening","message":"Good morning. My partner and I are hoping to get financing for a place.","establishes":[],"retracts":[],"cue_hit":false},{"kind":"fact","message":"I'm looking to replace my existing mortgage with a better one.","establishes":["purpose_known"],"retracts":[],"cue_hit":false},{"kind":"confirm","message":"I think that covers it.","establishes":[],"retracts":[],"cue_hit":false},{"kind":"fact","message":"Same company for a decade, it's a permanent position.","establishes":["employment_stable"],"retracts":[],"cue_hit":false},{"kind":"fact","message":"Done, the secure link has my wage statements from my job.","establishes":["income_verified"],"retracts":[],"cue_hit":false},{"kind":"sensitive","message":"My SSN is 123-45-6789 if you need it.","establishes":[],"retracts":[],"cue_hit":true},{"kind":"fact","message":"We're under contract on a condo, the address is 88 Harbor Lane.","establishes":["property_identified"],"retracts":[],"cue_hit":true},{"kind":"fact","message":"My only obligation is about $180 a month on my education loans.","establishes":["debt_ratio_known"],"retracts":[],"cue_hit":false},{"kind":"rate","message":"Do you think I'll be approved?","establishes":[],"retracts":[],"cue_hit":false},{"kind":"confirm","message":"That should be all you need from me.","establishes":[],"retracts":[],"cue_hit":false}]}
{"session_id":"carry-059","pattern":["accumulate","two_facts_one_turn","distractor_sensitive"],"turns":[{"kind":"opening","message":"Hey, I'm looking into borrowing money for a house.","establishes":[],"retracts":[],"cue_hit":false},{"kind":"fact","message":"My employer's payroll statements for the last two months are in the secure upload now, and it's the house we already live in, 902 Pine Avenue, worth about $460,000.","establishes":["income_verified","property_identified"],"retracts":[],"cue_hit":true},{"kind":"fact","message":"I've worked at the same company since 2017, permanent position.","establishes":["employment_stable"],"retracts":[],"cue_hit":false},{"kind":"sensitive","message":"My SSN is 123-45-6789 if you need it.","establishes":[],"retracts":[],"cue_hit":true},{"kind":"fact","message":"Just one auto loan at $310 monthly.","establishes":["debt_ratio_known"],"retracts":[],"cue_hit":false},{"kind":"fact","message":"This would be to purchase a house.","establishes":["purpose_known"],"retracts":[],"cue_hit":true},{"kind":"confirm","message":"That's everything.","establishes":[],"retracts":[],"cue_hit":true}]}